When we look at the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme we must see more than what meets the eye. Yes, it is more than an income support programme. It is also a digital enabler for modern Indian agriculture.
Under the scheme the government transfers ₹6,000 a year to each landholding farmer family. The aim is to supplement the income of small and marginal farmers. It gives a basic level of financial stability. But the real potential lies in what that money triggers.
Because the payment is made through direct benefit transfer into bank accounts it provides three critical advantages. First it minimises leakage. Second, it avoids delays. Third, it bypasses middle men. The result is genuine funds reaching last mile beneficiaries.
